Digital Lending: The Phenomena Of Intermediation Through Disintermediation. Journal of Namibian Studies : History Politics Culture, [S. l.], v. 35, p. 2536–2553, 2023. DOI: 10.59670/jns.v35i.4032. Disponível em: https://www.namibian-studies.com/index.php/JNS/article/view/4032. Acesso em: 9 nov. 2025.