Credit Card Default Prediction: A Comparative Study Of Machine Learning Models Based On Accuracy, Sensitivity, And Specificity. Journal of Namibian Studies : History Politics Culture, [S. l.], v. 35, p. 4778–4797, 2023. DOI: 10.59670/jns.v35i.4580. Disponível em: https://www.namibian-studies.com/index.php/JNS/article/view/4580. Acesso em: 9 nov. 2025.